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Specialist Insurance for Recruitment Agencies.
The right cover for your temps, contractors and business — sorted by people who get recruitment.
Insurance built for recruitment agencies, with Ascott.
Protected. Properly.
Running a recruitment agency comes with risks that standard business insurance often doesn't cover properly — especially when temporary workers are involved. That's why we've partnered with Ascott, specialist commercial insurance brokers who truly understand the recruitment world.
Why most agencies are underinsured (and don't know it)
Most off-the-shelf business policies weren't designed with recruiters in mind. The gaps tend to show up at the worst possible moment — when a claim is made and denied. Common blind spots include:
Most off-the-shelf business policies weren't designed with recruiters in mind. The gaps tend to show up at the worst possible moment — when a claim is made and denied. Common blind spots include:
- Temporary workers falling outside Employers’ Liability cover
- Vicarious liability for contractors causing damage or injury at a client’s site
- Client contracts demanding higher indemnity levels than your policy actually provides
- Data breaches caused by placed workers or compromised recruitment systems
- Contractor fraud or misconduct excluded under standard Professional Indemnity
What Ascott covers – Core Package
| Cover | What it means for you |
|---|---|
| Professional Indemnity | Includes temp liability, mis-hiring, and referencing failures |
| Public & Employers’ Liability | Clear definitions that actually include your temp and contract workers |
| Cyber Lite | Incident response, data restoration, legal support |
| Legal Expenses | Contract disputes with clients and contractors covered |
| Office & Business Interruption | Including cloud-system dependency |
- Built around how you actually operate
- Vicarious liability covered as standard
- Waiver of subrogation available
- Definitions that cover PAYE temps, PSCs, umbrella workers and contractors
- Pricing based on your temp turnover, placement type and claims history — not guesswork
Ascott's scheme wording is designed to align with the contracts your clients put in front of you — not against them. That means:
Interested in finding out more?
Getting a quote is straightforward. Ascott will talk you through what you have, what you're missing, and what it actually costs.
Insights
